1616 Route 292, Unit Cottage 12 • Holmes, NY 12531

$599,000 Beds: 2 • Baths: 2 full • Sq. Feet: 900 • MLS ID: 1011452 • Subdivision:School Dist: Pawling
Welcome to one of the Hudson Valley's most extraordinary hidden treasures-a private island retreat nestled in the heart of Whaley Lake, where every day feels like a vacation and every arrival feels like an escape from the ordinary. Accessible only by boat, this remarkable waterfront residence offers an exceptionally rare opportunity to own a piece of paradise within an exclusive island co-op community where properties seldom become available. From the moment you leave the mainland behind and cruise across the sparkling waters to your own private dock, you'll experience a level of peace, privacy, and seclusion that is nearly impossible to find in today's world. Surrounded by panoramic lake views and embraced by nature, this charming island getaway captures the essence of lakefront living at its finest. Wake each morning to shimmering sunrises dancing across the water, spend your days boating, swimming, fishing, or simply relaxing lakeside, and unwind in the evening as spectacular sunsets paint the sky in brilliant colors reflected across the lake's glassy surface. Inside, the home exudes warmth, comfort, and timeless lake-house charm. Thoughtfully designed for both relaxation and entertaining, the residence features two bedrooms, a spacious sleeping loft, and two beautifully renovated full bathrooms. Comfortable gathering spaces invite friends to create lasting memories, while expansive lake views serve as the backdrop to nearly every moment. Whaley Lake is one of Dutchess County's premier motorboat lakes, offering endless recreational opportunities and year-round natural beauty. Located less than 90 miles from New York City, this unique property provides the perfect weekend sanctuary, summer retreat, or lifestyle investment for those seeking a truly one-of-a-kind waterfront experience. As an added bonus, the home is being offered almost fully furnished, allowing you to begin enjoying island life immediately. And the ultimate finishing touch? Included in the sale is a stunning 2021 Nautic Star 24-foot boat powered by a 250 HP engine-your gateway to exploring the lake and making every arrival home an unforgettable experience. Private island living. Private dock. Premier lakefront location. Turnkey convenience. Included boat. Opportunities of this caliber are extraordinarily rare. This isn't simply a home-it's a lifestyle, a retreat, and a legacy property that offers an experience few will ever have the chance to own. Schedule your private showing today and discover why life on Whaley Lake is unlike an View this listing at: http://philiplaffey.laffey.com/mls=1011452

Property Features

  • Exterior: Frame
  • Special View Info: Lake
  • Lot Size: 4.30 Acres
  • Heating: None
  • Cooling: None
  • Year Built: 1950
  • Fireplaces: 1
  • Water: Other
  • Sewer: Septic Tank
  • Stories: 1.0
  • On Market Date: 2026-06-12
  • Appliances: Dishwasher,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator
  • Association Amenities: Boat Dock,Powered Boats Allowed
  • Association Fee: $5500/Annually
  • Association Fee Includes: Electricity,Other
  • Building Features: Outdoor Space
  • Common Walls: No Common Walls
  • Community Features: Powered Boats Allowed
  • Exterior Features: Boat Slip,Dock,Fire Pit
  • Fencing: None
  • Fireplace Features: Electric,Living Room
  • Fireplace Y/N: Yes
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Inclusions: 2021 Nautic Star 24 foot boat with new engine, All Interior and Exterior Furniture, Row boat, Blue Single Kayak . Yellow Single Kayak, 2 Blue Childrens Kayaks and Yellow Dual Kayak
  • Interior Features: First Floor Bedroom,First Floor Full Bath,Open Floorplan
  • Laundry: In Unit
  • Parcel Number: 134089-6856-00-298923-0000
  • Parking Features: Parking Lot
  • Patio And Porch: Deck
  • Pets Allowed: Yes
  • Rental Term: Monthly
  • Rooms Total: 4
  • Minimum Pct Down Payment: 30
  • Utilities: Electricity Connected,Water Connected
  • Waterfront Features: Lake Front,Lake Privileges,Water Access
  • Window Features: Insulated Windows,New Windows,Oversized Windows,Storm Window(s)

School Information

  • High School: Pawling High School
  • Middle School: Pawling Middle School
  • Elementary School: Pawling Elementary School
  • School District: Pawling
Printed June 27, 2026


Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/27/2026. The listing information on this page last changed on 06/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/27/2026 12:01:02 AM EST) or OneKey MLS (last updated Fri 06/26/2026 11:53:25 PM EST). Real estate listings held by brokerage firms other than Laffey Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility