3 Indian Lake Road • Ferndale, NY 12734

$525,000 Beds: 3 • Baths: 3 full • Sq. Feet: 2352 • MLS ID: 992504 • Subdivision:School Dist: Liberty
Water's Edge at Indian Lake HOA on Lake Barnabee - A rare waterfront retreat in the heart of the beautiful Catskill Mountains offering the perfect blend of privacy, recreation, and future potential. Set on three separate lots with an impressive 195 feet of lake frontage, this exceptional property gives you the opportunity to enjoy an expansive private shoreline and keep it to yourself or explore the possibility of additional building lots on either side of the home. Built in 2003, this well-designed residence features 3 bedrooms and 3 full bathrooms with a flexible layout ideal for full-time living, vacation escapes, or hosting guests. The upper level offers 2 bedrooms and 2 full baths which includes a primary bedroom and bathroom while the lower level includes an additional living room, bedroom and full bath-perfect for creating private guest quarters, an in-law suite, or separate living space. Inside, the home boasts an open floor plan with a spacious kitchen and living area that flows seamlessly to the outdoors. Step onto the huge deck overlooking the lake, where you can enjoy summer BBQs, morning coffee, or peaceful evenings taking in the water views. The walkout lower level includes a workshop and abundant storage, adding practicality to this scenic retreat. Outside, your personal dock invites endless enjoyment with kayaking, paddle boarding, fishing, swimming, and lakeside relaxation. Located in a welcoming lake community surrounded by the natural beauty of the Catskill Mountains, Water's Edge is a unique chance to own a premier waterfront property with space, versatility, and endless lifestyle possibilities. 2 hours from NYC the Sullivan County Catskills has so much to offer, book your tour today and enjoy your stay! View this listing at: http://philiplaffey.laffey.com/mls=992504

Property Features

  • Taxes: $6,676
  • Basement: Yes
  • Exterior: Frame
  • Special View Info: Lake,Neighborhood,Trees/Woods,Water
  • Lot Size: 0.61 Acres
  • Heating: Baseboard,Oil
  • Cooling: None
  • Year Built: 2003
  • Fireplaces: 1
  • Water: Public
  • Sewer: Public Sewer
  • On Market Date: 2026-04-29
  • Appliances: Dishwasher,Oven,Refrigerator
  • Association Fee: $750/Annually
  • Association Fee Includes: Common Area Maintenance
  • Basement: Finished,Full,Storage Space,Walk-Out Access
  • Building Area Total: 2352
  • Exterior Features: Dock
  • Fireplace Features: Living Room,Pellet Stove
  • Fireplace Y/N: Yes
  • Flooring: Carpet,Hardwood,Tile
  • Interior Features: First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Kitchen Island,Marble Counters,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Storage,Walk-In Closet(s),Washer/Dryer Hookup
  • Laundry: In Basement,Inside,Laundry Room
  • Attic: Full,Pull Stairs
  • Other Structures: Shed(s)
  • Parcel Number: 3689-041-A-0002-013-000
  • Parking Features: Driveway
  • Patio And Porch: Deck,Wrap Around
  • Rental Term: Monthly
  • Rooms Total: 6
  • Utilities: Cable Available,Electricity Connected,Sewer Connected,Water Connected
  • Waterfront Features: Lake Front,Lake Privileges,Water Access,Waterfront

School Information

  • High School: Liberty High School
  • Middle School: Liberty Middle School
  • Elementary School: Liberty Elementary School
  • School District: Liberty
Printed May 15, 2026


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